The Problem
Underwriters quoting on commercial / environmental / workers’ comp lines hit the same gap:
- Loss-run history tells you what already happened — not what's likely next
- There is no single risk score that combines FDA / EPA / OSHA into a usable underwriting input
- By the time enforcement actions hit your portfolio, you have already bound the risk
- Reinsurance quote turnaround is faster than your manual compliance research
What You Can Do
Underwrite Before Binding Coverage
Pull a facility's full risk profile, sub-score breakdown (frequency / severity / recurrence / trend), and peer-industry comparison. Decline, surcharge, or refer based on objective signals.
Monitor Bound Risks via Webhooks
Get a webhook the moment any insured facility lands a new violation. Trigger your downstream re-rating, mid-term cancellation, or claims-readiness workflow.
Build Geographic Risk Heatmaps
Visualize compliance risk by county and state. Surface high-violation jurisdictions for premium loading, geographic exposure caps, or re-quoting.
Quantify Sub-Risk Decomposition
Beyond a single composite score, see frequency / severity / recurrence / trend separately — so you can underwrite for the specific risk component your line of business cares about.
Recommended Plan
The Insurer plan unlocks risk sub-scores, geographic heatmaps, and webhook alerts.
- Everything in Investor plus...
- Risk sub-scores (frequency, severity, recurrence, trend)
- Geographic risk heatmaps (county / state)
- Bulk facility monitoring
- Webhook alerts on new violations
- API access (10,000 req/mo)
- 25,000 row CSV/JSON export per month
- Priority support
- 7-day free trial, cancel anytime
Need vendor watchlists or unlimited export? Compare all plans